Como funciona a margem do cartão benefício para servidor federal?

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Apesar de ter sido barrado em um primeiro momento, o cartão consignado de benefício para servidores foi autorizado em maio e aguarda liberação.

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A alteração na norma teve impacto na margem SIAPE, pois o novo cartão conta com margem exclusiva.

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O limite dos servidores ficou em 35% de margem para empréstimo, 5% para o cartão de crédito consignado e mais 5% para o cartão benefício.

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Um servidor com renda líquida de R$5 mil, por exemplo, poderá comprometer até R$250 por mês com o mínimo da fatura do cartão.

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Caso o valor da fatura ultrapasse a margem de 5%, um boleto será gerado para pagamento à parte.

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O novo cartão poderá ser usado para pagamentos de bens e serviços. Além disso, parte do limite poderá ser sacado, assim como o cartão de crédito consignado.

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Um diferencial do cartão benefício será o acesso a auxílio funeral, seguro de vida e descontos em farmácias conveniadas.

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Oportunidade única: o cartão benefício ainda não saiu, mas você pode pegar empréstimo consignado com juros baixinhos

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Veja também

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Créditos

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