Quanto aumentou a margem do aposentado federal?

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Além do reajuste de 9%, os servidores federais aposentados tiveram a margem consignável atualizada.

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Agora, são 35% de limite para empréstimo, 5% para cartão de crédito consignado e outros 5% para o cartão consignado de benefício.

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Como o percentual é calculado a partir da renda líquida, o reajuste salarial também é repassado para a margem.

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O cálculo para descobrir a margem total é feito, basicamente, a partir da multiplicação da margem pela renda mensal líquida.

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Uma pessoa que ganha R$4 mil (com descontos), por exemplo, terá R$1.400 de margem para empréstimo e R$200 para cada cartão. Entenda:

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Quem já utilizou parte do limite e precisa consultar a margem restante, deve subtrair a margem total pela soma das parcelas de empréstimos em andamento.

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Existem duas outras formas automatizadas de fazer a consulta: pelo SouGov, em "Consignações", ou pelo simulador online de empréstimos.

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Aproveite sua margem livre com o consignado da BX Blue e garanta as vantagens da modalidade

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Veja também

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Créditos

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