Servidor federal: aprenda a consultar sua margem atualizada

[{"selector":"#anim-10341889-87df-4296-a1d4-6734827f7973","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-38739a0f-ffe2-49af-b6b4-ef580e1b157f","keyframes":{"transform":["translate3d(0px, 169.94782%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4e920cee-f78e-45ff-beb3-cb5f0b29b73c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-db4bdad9-0d40-4297-b35f-59e9e7bb1e0e","keyframes":{"transform":["translate3d(0px, 167.58711%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Por: Redação BX Blue Publicação: 21/03/2023

A margem consignável é essencial durante a contratação de consignado. Afinal, ela diz respeito ao percentual da renda mensal que pode ser comprometido com as parcelas.

[{"selector":"#anim-43d10428-e153-49c1-95b8-6375d6736fa6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6e9cca75-903d-4333-b935-2934f9847aab","keyframes":{"transform":["translate3d(0px, 221.98744%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-05abdf5d-2177-4ce4-b54d-8a8460514983","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-34f17a87-5223-4596-9205-08b5e773167b","keyframes":{"transform":["translate3d(0px, 220.52370%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Consignado: veja ofertas

À medida que novos contratos são fechados, a margem disponível diminui. E uma vez zerada, as novas contratações são interrompidas.

[{"selector":"#anim-beac3860-14f9-4107-b224-df486d3bee6b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a356db90-e3dd-4e99-8942-8f8193f31fed","keyframes":{"transform":["translate3d(0px, 149.45226%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d19ab11b-516c-4866-9172-f1a953f3c3f0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1079927c-5460-4f0b-89c3-9836e9a7c900","keyframes":{"transform":["translate3d(0px, 154.91863%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Para evitar ser pego de surpresa, recomenda-se consultar a margem atualizada de tempos em tempos. Veja o tutorial:

[{"selector":"#anim-d3594b13-9a24-481a-a0d3-97ee8505a1af","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f7299d57-ada8-4232-b53c-786cf3961807","keyframes":{"transform":["translate3d(0px, 149.45226%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b661e93f-cedc-41e7-80f3-22b4f6c558e8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ec5e884d-bbbd-4b68-be60-976ce6125e4d","keyframes":{"transform":["translate3d(0px, 154.91863%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

1. Abra o aplicativo SouGov e faça o login (com CPF e senha, banco ou certificado digital em nuvem)

[{"selector":"#anim-76c11fed-4bf6-4f0a-913d-a4328752f56f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98b3a6bc-5b4e-47a0-855b-f376843fe385","keyframes":{"transform":["translate3d(0px, -161.4241%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1c61490c-78b8-4e94-bafb-42ee227aaf7b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4aaf4341-cbe8-4b82-b043-da1e3fc1d56b","keyframes":{"transform":["translate3d(0px, -136.44728%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Consignado SIAPE

2. Na página inicial, selecione o seu órgão de atuação, no campo abaixo de “Olá” (caso tenha mais de um vínculo ativo)

[{"selector":"#anim-ff402540-cdf6-4523-8032-5a28d32c53b2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d4efe670-3674-45d2-864f-5f0bc6b05fb4","keyframes":{"transform":["translate3d(0px, -169.17055%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d03f71d1-8c22-44a4-9df9-d7d2449e18ec","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-66e2e070-f24b-4f55-bf41-19dccd7baa22","keyframes":{"transform":["translate3d(0px, -142.81669%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Simule de graça

3. Depois, clique em “Consignação”, abaixo de “Auto Atendimento”

[{"selector":"#anim-9a748af2-8619-4ad3-b116-3a1890cc8a06","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9bbbe879-56d1-43a5-8ee5-09158b09e410","keyframes":{"transform":["translate3d(0px, 430.43811%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-07ea6e7c-57d4-412e-90ef-f5105b3dfd26","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c5c9f099-756e-461e-8146-0bbd0c00f648","keyframes":{"transform":["translate3d(0px, -157.4664%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Peça seu consignado

4. Uma nova página será carregada com informações sobre a margem do cartão consignado (a de cima) e do empréstimo consignado (localizada no meio)

[{"selector":"#anim-55b6643d-c1db-47e5-bab3-92b1d14e0fbf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0b9b9f37-b975-4552-bd7a-686bb3fd03a7","keyframes":{"transform":["translate3d(0px, -176.21284%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a5fb7565-6173-4ee0-9b1c-5d9af722b40d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8672c8fc-263b-4346-952e-bebf428cab4e","keyframes":{"transform":["translate3d(0px, -149.18615%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Juros reduzidos: simule

Desde dezembro de 2023, a margem passou a ser 40% para empréstimos e 5% para cartão.

[{"selector":"#anim-1bd77ca9-c56b-48d4-aa33-dc8c2424b618","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af6300f9-8a9d-481a-b3e3-32cea624d3b0","keyframes":{"transform":["translate3d(0px, -210.71986%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0adbd454-9b58-422f-bf49-dc595e6d0d96","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6d3e30b4-2869-4796-931b-e1c1fe635b42","keyframes":{"transform":["translate3d(0px, -180.39633%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Garanta o seu

Contrate seu consignado sem sair de casa, com segurança e taxas reduzidas

[{"selector":"#anim-fbe64bf1-cf40-4623-a662-d4a8c835d497","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-654174a2-7d60-4c5e-934d-3568085af0f7","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

Veja também

[{"selector":"#anim-1bff15f2-89cc-40d7-b227-9709361db888","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-622d6619-569f-4570-be64-b95e7e1a10f3","keyframes":{"transform":["translate3d(0px, -336.64292%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4170968c-9fdf-41c3-8398-5677f6c75895","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2196bf40-6d85-4abb-8d06-a8cc241731e2","keyframes":{"transform":["translate3d(0px, 126.10850%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Clique e receba notícias

Créditos

[{"selector":"#anim-de76d58a-0d36-47b9-af23-9ec3dd088edd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-05cb5089-4522-4d35-b5ab-bc21e65a32c4","keyframes":{"transform":["translate3d(0px, -345.15357%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-09a152f1-de00-405a-a2d4-4a773ef4f0a1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2089b520-7449-46d9-b8b7-97e4d6c86b4e","keyframes":{"transform":["translate3d(0px, 124.23056%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-54ef3631-24f7-4851-9699-37de6a18b094","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Simule já