É possível calcular  o  valor do troco da portabilidade?

É possível calcular o valor do troco da portabilidade?

Por: Redação BX Blue Publicação: 27/07/2022

Quem está transferindo o consignado de um banco para outro com a portabilidade tem direito ao troco, isto é, um dinheiro extra.

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O valor mínimo do troco para portabilidade é de R$100,00. Mas a quantia exata depende de fatores como a taxa de juros atual, número de parcelas pagas e valor a ser pago (saldo devedor).

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Portanto, o valor do troco pode variar para cada pessoa e pode ser maior ou inferior ao montante da dívida que já foi quitado.

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Vale ressaltar que o valor do troco é oferecido pelo banco onde a portabilidade foi solicitada, no qual o cálculo é feito. Por isso, é difícil prever o valor exato.

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Lembrando que o troco pode ser uma alternativa para quem precisa de dinheiro extra e não quer contratar um novo consignado.

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Faça sua portabilidade com a BX Blue

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Veja também

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Créditos

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