Nova Selic: 5 produtos bancários que vão encarecer

[{"selector":"#anim-35f89b73-83e9-483d-ae6e-60fa5e1f3003 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-435953f0-a412-4f1b-a951-a0eb0f1ab4d2","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-43634abd-2c94-4c9d-b00b-47fe0d7d18a3","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

Confirmando a trajetória do último ano, a taxa Selic passou a 11,75% ao ano.

[{"selector":"#anim-aa96580b-4bbd-4fe2-a314-71964eee4606 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-0c6b62d6-b680-4b12-80bb-88dee6d13a16","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

O novo valor da taxa básica de juros foi divulgado pelo Copom, do Banco Central.

[{"selector":"#anim-d11b90b4-7008-46f7-9abc-2c45eabc4ec4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-4b16ea90-3149-45b7-a9c4-a22185a8b880","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

Mas o que isso significa para os brasileiros?

[{"selector":"#anim-1ac99dcc-2fcc-4eda-a7da-ce5b4bd3ed2d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-ca09874d-7dc3-4e76-9d9c-72f22ecc719f","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

Como a Selic é a taxa mãe da economia, muitos produtos vão encarecer, como os bancários. Confira 5 deles a seguir:

[{"selector":"#anim-0728f2f0-b7a0-4ada-845d-2bb4953d69cb [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8c0f223a-1d92-4b60-b235-4a41280d6ec9","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

1. Juros do cartão de crédito e cheque especial

[{"selector":"#anim-0fee2bdc-f9a0-4b30-a3fe-b3776d780a7f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-40378449-a485-4daa-b4dd-d162dde478d0","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

2. Crédito imobiliário

[{"selector":"#anim-06712c39-bdd9-4aed-9410-2022ee9bfd5d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d428dd04-52f6-4cbd-a00d-7e63586fba7e","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

3. Financiamento de carros e outros bens

[{"selector":"#anim-6c724600-4ec4-43bf-a2b6-ee55042156ad [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-1806fffc-5b93-47ed-ad07-08771aa5cb7c","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

4. Empréstimo pessoal

[{"selector":"#anim-6f7c4a36-af48-4473-ad96-5cc67180d8bb [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-99e1013e-a949-4a6a-a934-0052f3abc22c","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

5. Empréstimo consignado

[{"selector":"#anim-86719f0e-df40-4864-97d8-509baf7cb8d1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-74824c84-2fc3-41d8-9514-d08fddd3a106","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

No caso do empréstimo consignado, mesmo com a alta da Selic, este continua sendo uma boa opção de crédito.

[{"selector":"#anim-4efac508-0f3f-49b7-b66e-948b7ecafbef [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-0de602ed-6d5a-495e-af40-86fbd63b0c3b","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

Por causa da garantia de pagamento, os bancos oferecem sempre juros menores no consignado.

[{"selector":"#anim-e3cb24d3-3503-4d78-9420-4ca0ce16ff8f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-1a4ec720-bc94-48ed-a7d6-c7480b6c61b3","keyframes":{"opacity":[0,1]},"delay":150,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

Confira agora as ofertas de empréstimo consignado com os melhores bancos:

[{"selector":"#anim-459fb5c6-5649-4bb8-9873-ac2b38e062d2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-fb77ba82-f25e-442d-9066-34f95be725dc","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-f2afeb31-8819-4454-82d1-f5871ca6e363","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

Veja também:

[{"selector":"#anim-988de7cb-53e2-498a-b4eb-ac824ff51ea0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7fb7f5cc-a65b-47d4-9f58-b2bfd84a89f4","keyframes":{"transform":["translate3d(0px, -566.34919%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4e34a37d-766e-431e-b713-ed715241eeb2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1cfdc461-0c6a-48bc-b2c0-3ceacca8a9bb","keyframes":{"transform":["translate3d(-115.73771%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2c3ac1e-6370-40f4-8ccb-4659f4204018","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0f8c506e-f7f3-43f1-b731-942b7427614c","keyframes":{"transform":["translate3d(115.84158%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Créditos

[{"selector":"#anim-50657f29-0489-4903-9df7-b3645b5eefd8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a6f07f77-22c8-4b94-a574-9c3e06ee7d92","keyframes":{"transform":["translate3d(0px, -531.17314%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7d33075f-ecdf-4859-b604-fd2321eff005","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ecc4965-81b6-4411-8885-cc8a467aa444","keyframes":{"transform":["translate3d(0px, -524.04019%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-55bcdcff-ed5e-46a2-8322-056aa251159d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04bfd0ca-1745-496e-8fc3-42d6264b92b1","keyframes":{"transform":["translate3d(0px, -1245.26806%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c1a4d546-6901-44a0-8a75-de88a508213b","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-d661caba-d40b-448e-a7bb-9fb19d81b533","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f9707d99-d276-4075-8ba3-7698d04e043c","keyframes":{"transform":["translate3d(0px, 473.13117%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Simular empréstimo